Consanfero Terms of Service

1. Acceptance of Terms

By accessing or using Consanfero's AI investing platform, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using Consanfero services.

2. Description of Consanfero Services

Consanfero provides AI-powered investment management services, including:

• Automated portfolio optimization using artificial intelligence
• Real-time market analysis and investment recommendations
• Risk management and asset allocation strategies
• Portfolio monitoring and rebalancing services
• Investment education and market insights

Consanfero operates as a registered investment advisor and uses proprietary AI algorithms to manage client portfolios.

3. User Eligibility

To use Consanfero services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete registration information
• Comply with all applicable laws and regulations
• Meet minimum investment requirements as specified by Consanfero

4. Investment Risks and Disclaimers

Important: Investment involves risk. Key points to understand:

• Past performance does not guarantee future results
• Consanfero AI recommendations are not guarantees of profit
• Market conditions can cause investment losses
• Diversification does not eliminate all investment risk
• You may lose some or all of your invested capital

Consanfero provides investment management services but does not provide personalized financial advice. Consult with a qualified financial advisor for guidance specific to your situation.

5. Fees and Charges

Consanfero charges fees for its services as follows:

• Management Fee: Annual fee based on assets under management
• Trading Costs: Actual trading costs passed through to clients
• Premium Features: Additional fees for advanced AI strategies

All fees are disclosed in your Consanfero account dashboard and client agreements. Fee schedules may change with 30 days' notice.

6. Account Management

You are responsible for:

• Maintaining the confidentiality of your Consanfero account credentials
• Notifying us immediately of any unauthorized account access
• Providing accurate and updated personal information
• Monitoring your account statements and reporting discrepancies
• Complying with tax reporting requirements

Consanfero reserves the right to suspend or terminate accounts that violate these terms.

7. AI Technology and Algorithms

Consanfero's AI technology is proprietary and confidential. You agree that:

• AI algorithms are complex systems that may not always perform as expected
• Technology failures or errors may occur
• Consanfero continuously improves its AI but cannot guarantee performance
• You will not attempt to reverse engineer or copy our AI technology

8. Data Security and Privacy

Consanfero implements industry-standard security measures to protect your data:

• Encryption of sensitive data in transit and at rest
• Regular security audits and penetration testing
• Segregated client accounts and assets
• Compliance with financial privacy regulations

For detailed information about data handling, see our Privacy Policy.

9. Limitation of Liability

To the maximum extent permitted by law, Consanfero's liability is limited as follows:

• Total liability shall not exceed fees paid to Consanfero in the past 12 months
• Consanfero is not liable for market losses or investment underperformance
• We exclude liability for indirect, incidental, or consequential damages
• Technology failures or interruptions do not constitute breach of contract

10. Regulatory Compliance

Consanfero operates under regulatory oversight:

• Registered Investment Advisor with the SEC
• Member of SIPC (Securities Investor Protection Corporation)
• Compliance with fiduciary duty requirements
• Regular regulatory audits and reporting
• Anti-money laundering (AML) and Know Your Customer (KYC) procedures

11. Termination

Either party may terminate the Consanfero relationship:

• You may close your account at any time with 30 days' notice
• Consanfero may terminate accounts for cause or with notice
• Upon termination, assets will be transferred per your instructions
• Outstanding fees and obligations survive termination

12. Modifications to Terms

Consanfero may modify these Terms of Service at any time. We will:

• Provide 30 days' notice of material changes
• Post updated terms on our website
• Send email notifications for significant changes
• Allow you to terminate your account if you disagree with changes

13. Governing Law and Disputes

These terms are governed by the laws of Delaware, United States. Disputes will be resolved through:

• Good faith negotiation as the first step
• Binding arbitration through FINRA if negotiation fails
• Delaware state courts for matters not subject to arbitration

14. Contact Information

For questions about these Terms of Service or Consanfero services: